I have been told by my upline that NLG has the greatest IUL since sliced bread-really they use LSW-but my real question is-a stable cost of insurance?
I was told that the COI will never increase, so there is always a large amount of the premium to go to the cash value.
How is this possible? As the client ages would't the cost increase to match the chances of death?
I was also told that eventually the Client would accumulate enough cash value in the account that they could self insure and the COI would go away?
Can anyone clarify?
I am extremely new to the industry but, know that insuranc
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I was told that the COI will never increase, so there is always a large amount of the premium to go to the cash value.
How is this possible? As the client ages would't the cost increase to match the chances of death?
I was also told that eventually the Client would accumulate enough cash value in the account that they could self insure and the COI would go away?
Can anyone clarify?
I am extremely new to the industry but, know that insuranc
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