I have a client who is a home builder who literally built his own custom home prior to retirement. Kind of his last hurrah and he put his heart and soul into it. He's worried about how it would affect him now, with so much of himself invested into it, if it burned down. He doesn't think his current carrier (USAA) has it valued nearly high enough. I told him he'd probably be nuts to switch from USAA and that USAA has a built in adjustment of up to 120% of the appraised value of his home. Not good enough. So . . . I told him I'd ask around. And here I am. Where shall I send him? I'm a l
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