Weird Rate Increase From Medico Corp

My client in AZ recently revived a 10% rate increase with Medico Corp Plan F in AZ. This raised my concern as it was only supposed to go up 5% (there are no age attained policies in AZ).

I called Medico and they finally called me back explaining it was a combination of a 5% state wide increase on plan F AND an "early enrollment discount" decrease of about 5%.

This "early enrollment discount" is news to me. Has anyone heard of Medico's early enrollment discount? Sounds similar to UHC's discount but I don't remember seeing it anywhere in Medico's literature.

Sounds like they are using it as
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