Should I Sell / Merge?

In my efforts to expand into the commercial world, I'm starting to realize I simply can't compete w/ the local big dog IA's. They have like 100 carriers & a market for every risk out there, along w/ account managers & an infrastructure that I can't compete with.

I'm starting to think it would make sense to approach them & ask about a merger. I have a very profitable personal lines book that's about 3MM right now. Any idea how this would even work? What would be in it for them per say?
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