New York Life AARP LTC Priced Out of Reach

Wow, has anyone seen the New York Life's rates on its new long term care insurance policy? First of all, if my computer is correct, unless an applicant is in Preferred health, New York Life will limit benefits to 3 years, $150.00 day, and 80% home care. So, for most applicants, the benefits alone are not worth considering.

But the pricing? Wow.
The NY Life LTC policy is un-buyable.
Completely unaffordable.
Outrageously high-priced.

55 year old couple
Preferred health
$150.00 day, 5 years each, 3% compound


NY Life AARP:
male $3387, female $5300. Combined $8687

Mutual
Source of insurance-forums.net

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