Need High Death Benefit Guaranteed Issue Term with ROP

My primary focus is P&C, but also licensed in life. I'm seeking to increase my life sales and thus targeting my new home buyers with a mortgage protection insurance campaign.

Most of these prospects are busy at this stage and not interested in, or don't have the time for, a fully underwritten term policy. Many are not in best of health and/or would be table rated.

The leading concern of these new home owners is cash outflow. An ROP option can help soften, and/or alleviate that.

Some guaranteed issue term policies I've seen are basically final expense with max death benefit of $25k
Source of insurance-forums.net

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