More and more MAPD plans are charging $0 to 20% for certain diagnostic test, xrays, MRI's and outpatient procedures instead of charging a specified cost share of say $250-300. Although it is good to know exactly what a member pays for a test or a procedure, it seems to me that based on some of the claim notices from Medicare, the 20% could often be less expensive than the specific cost sharing. What have other agents experienced?
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