Marketing T65 Med Supps VS 68- 73 Med Sups

All of my med supp business has been by referral only but it has not been a big part of my business. What is quicker to get clients turning 65 or the 68- 73 crowd. My concern for the older crowd is underwriting but on the other hand the turning 65 crowd bombarded with marketing and it would seems like it takes them forever to make a decision if you start marketing them 6 months out.

I do a lot of health and life now but if health flops like I think it will I would like a another recession proof product like health insurance was.

Just seeing what others who are successful take is. I hav
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