I have a client who is 78 with a plethora of health issues. He currently has a Jackson National WL with Term rider. The policy is set to end in 1 year. $100k total, $25k WL, $75k term rider, $111/mo. Of course, they want to keep $100k for $100 per month. I know that is not realistic, but we need to get him the most insurance we can get, with little/no underwriting and low cost. :yes: How would you guys put something like together? Am I chasing a unicorn? Normally, I wouldn't bother, but these are long time clients and are begging for my help.
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