GUL Shadow Account and "Paid Up"

Quick question, how likely would it be that after having it "paid up" would a client have to contribute excess in regards to keeping the shadow account positive? Would it be more likely in a down economy, etc.?

I know its very hypothetical.

Has anyone had experience with or a pretty general solid answer?

Agent support have been giving me different answers, in some sense. One answer was for me to run the illustration and check how long it runs to. Not sure how telling me to run the illustration helps me in regards to the question asked. I know how long it runs to, I set it to run to 12
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