Filing Claims Just a Few Days Before the End of Insurance

I had minor park lot incident while pulling my car out last week, I went to a body shop they quoted 1000$ to fix it. My current deductible is $500 and my insurance is ending on 05/09 with my current insurer. They increased my premium though I had no claims or tickets, so i switched to GEICO who gave me a much better price. So how should I go about fixing my car? Get it done now and file it with current insurer? or Wait till I move to GEICO and file it with them after 05/09?
I have a clean driving record for 3 years.
Source of insurance-forums.net

Comments