Who Do I Ask for when Calling Businesses?

Hey guys!

Just had a quick question as I have decided to shift my focus from individual health to group. For the most part, I have been looking for the smaller businesses (2-10 employees). However I would like to try out some of the bigger fish out there. So my question is, and this will probably have a very simple answer, who is the person in the company that deals with the group insurance?

Am I reaching for the owner? Or the owner, who will then send me to the HR person if they are interested? Or is there a specific position who deals with the companies group plans?

I've been using
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