Are there any companies that would sell me a 15-year term declining death benefit variable premium policy with a $250,000 initial death benefit, so that I could gradually opt to reduce the benefit, on annual basis, possibly to as low as $100,000 or even $75,000 in the final few years of the policy, which would enable me to continue to afford the premiums as I get older?
Salient facts: married, age 61, male, non-smoker. Borrowed against house to pay for college tuition of first two kids (about $175K mortgage balance); also took out $75K Parent PLUS college loans to pay for third chil
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Salient facts: married, age 61, male, non-smoker. Borrowed against house to pay for college tuition of first two kids (about $175K mortgage balance); also took out $75K Parent PLUS college loans to pay for third chil
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