Starting Captive or Independent

I am looking to becoming an insurance agent. I am currently employed an a different industry, and I am not sure on the best transition to the industry. I worked part time, after my job, in a captive agents office for over a year. I had an opportunity to start an agency with that company a year ago, but the timing wasn't right. I am thinking of three options. 1. Pursuing the captive agent role with previous company. 2. Starting an independent agency, using a cluster, while I still keep my current job. 3. Working as a producer for an independent agent, after my other job, with my own personal
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