MAPD Renewal Commissions After Death of Agent

Once again, another agent acquaintance has passed away. I can't help but think of all of his renewal commissions (hard work) that will presumably go to the wayside. I'm not aware of any other way to get around this unless a partner licenses and appoints themselves together as an agency, partnership organization. Do the uplines also lose renewals when this happens? If the agent is writing business with the Agency's writing #, is that a way to get around it? Ie, the agent would be paid by the Agency and renewals paid at the Agency's discretion to survivor in case of the Agent's death (assum
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