Ins Company Penny Pinch & Diminished Value

Hello Helpers, I have been reading through some of the comments here, and understand that the DV (Diminished Value) claim is not straight forward as the Insurance Companies are bitches!

I live in Ohio and have a Lexus ES 2009, 84K miles, which was recently rear-ended (in Ohio) with cracked bumper and possibly some "bending" of the exhaust pipe. Bring it to the Lexus dealer, and the repair cost was estimated over $2K. But the Insurance switched out the bumper replacement to using a Replacement Part instead of original Lexus part, claiming any car over 5 years and not current mode. So it wou
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