Group Health Coverage + Mapd?????????

yesterday I come across a man no longer working via disability who says he has cigna coverage thru this union and also a Cigna -Healthspring Mapd and between the both of them paying no medical bills, ie one acting as the secondary to the other??????????

Puzzled by this as I though a group plan will only work as a secondary with traditional Medicare??????????? Likewise I was of the thinking that upon enrollment with the mapd it would have killed the cigna employer plan???????

Can someone set me straight on this cause what he is telling me is a "headscratcher" for sure unless my understa
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