Employer Paid Months of COBRA Ending, SEP?

One more piece to puzzle, laid off employee is T65 in April, will be covered by Medicare.

62 YO spouse still needs coverage. Marketplaces is now asking for coverage loss docs same method as other "unresolved inconsistencies", with 90 day window to submit.

I am concerned that since employer was, as explained to me, paying the COBRA premium for the employee until the month he is T65, technically the spouse is still eligible to continue Cobra, which would make spouse ineligible for coverage on Marketplace with tax credit until open enrollment.

A letter from the employer stating their co
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