Who Can Do This? UL or Whole Life Only.

I have a somewhat healthy guy who is just looking to save. He got a policy from another agent last year and he is just trying to save money. He thinks its Bankers but not sure. He is on a fixed income and has pleaded with me to help him save money. I hope I can.

He has 25k in whole life and is paying currently $265 per month!! So it would be a nice deal for me and him if I can make it work.

Here is his conditions/meds:

Conditions-double bypass in 2010, sciatica, acid reflux, high bp(under control with med), high cholesterol(under control with med)

Meds-pantoprazole(reflux), metrop
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