I met with a prospect today looking for a 10 or 15 year term with an option to convert to a permanent product down the line anywhere from 5 to 10 years.
We discussed WL/IUL/GUL and gul made the most sense to them but I'm not quite sure which company to recommend that will still offer a GUL in 10+ years.
I know its not the most popular product among carriers and having some carriers pull out of that market I want to make sure I put them with a company thats most likely to offer a GUL down the line.
They just recently bought a house together (father and daughter) and they want to
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We discussed WL/IUL/GUL and gul made the most sense to them but I'm not quite sure which company to recommend that will still offer a GUL in 10+ years.
I know its not the most popular product among carriers and having some carriers pull out of that market I want to make sure I put them with a company thats most likely to offer a GUL down the line.
They just recently bought a house together (father and daughter) and they want to
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