Turning 65 Florida - Medicare Help, Please

For how much I read and try to understand it, I draw a complete blank on Medicare. Maybe I am shocked I got this old, but.....

Turning 65 in Sept. I have been told I need to register either 3 months before, or in September, or 3 months after. Huh ?

Then, what to choose.... I have friends on Medicare and Medicare Advantage.
They tell me different things regarding coverage and traveling. One who is on Medicare Advantage tells me she can travel and get care because she has a PPO. For sure I don't want an HMO.

I live in Sumter County. I don't need the Part D, but have been told I w
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