NEW SEP Wrinkle for Snowbirds

So, this presents a new problem.

1. I traditional sold snowbirds a national PPO plan to cover them in both places, based in the state they are legal resident in. My licensed states.

2. With demise of PPO's, what's their solution for next year 2017? Well, it could be the solution provided below. Change plans mid year based on where you will be "living" not per se' a legal resident.

3. IF so, that means when my snowbirds only have an HMO option for my licensed state, and then they switch to my Non-licensed state for the winter/summer, I lose the business for those number of months
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