I must have a mental block when it comes to these designations. If some one has a spend down, when they meet that, what happens to the MAPD plan. Does Medicaid take over and all co pays are paid for? Is it worth it for them to even get a MAPD plan? They do not qualify for a snp, so a MAPD plan is what they choose. It is a $0 premium plan and does have PCP co-pays etc.
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