In Force Genworth Colony Term

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What do you guys (and gals) recommend for Genworth customers? I have a Colony Term UL 20. Policy inception is 2012. Current age 53, no health history, so currently insurable. Replace? Or let it ride.....

This down grading and financial trouble makes me wonder.

I'm a P & C guy now. I use to be active in life sales back in the captive days.

Thanks in advance!

Dave
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