Howe Insurance Company

Ok. So any inside info is appreciated about this company. I just spoke with howe insurance company. They say they start every agent out at 95% commission. Even with gerber! Agent must do a ride along with a mentor before selling. Company let's you pay for mailers where people fill a return card. Based on the number of return cards they get, each return card costs about an average of $17 each. And they say settlers is the company that usually offers the best rates. Only cause I asked. So. ..what's the real deal? What am I missing that they aren't telling. No bs. Real truth from experience
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