Future Outlook on IULs?

The past isnt an indicator of the future but that being said, how comfortable is the community here with the outlook/performance of IULs?

We're looking at potential upswing rewards (IUL) vs safety (WL) at the cost of $20-$40 for the possibility of using the CV to help supplement income and other purposes, but between the two when illustrated, the numbers are not that far off.

Not sure what the majority/consensus is on running IUL illustrations but Im running them at 4% - 5% to make it more realistic, barely beating out WL illustrations depending on their crediting rate. I start with prem
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