Converting Whole Life to Universal Life

So I have some WFG people trying to recruit me and at the same time telling me to convert the whole life product with one of the big 4 mutual life companies I brought a few years back into an IUL. Basically the shill is bigger cash value growth with the IUL and how whole life is low returns.

So skipping the keeping insurance and investments separate, what are you life gurus view on it?

Mine view is although the rate of return on the whole is low, it is slow and steady. I view it as the bonds component of my portfolio after maxing out my ira. That am I am not entirely sure how the
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