Clean Sheeting Aetna?

Is it possible to clean sheet Aetna? They do phone interview and RX check? Had a 77 male I took an app on in December with SNL for a graded policy. It was direct express as payment so I didn't get my hopes up too much. They called and cancelled before the 1st draft took place saying he couldn't afford it. Well I called today to check on him and his daughter who handles the money said that he took out a policy last month with Aetna for 15K for $160 and change. He takes 80 units of insulin daily and also takes heart meds. Would that not be graded with Aetna?
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