Carrier Reccommentation < Age 50 and Simplified Term

I have SNL down to age 40 but need another that will go down to juvenile that's among the easier u/w with good rates-----------------not interested in writing Trans < 45

do almost no term but don't have a simplified term in my bag now

be nice if 1 carrier will fill the bill for both---------used to have American Amicable which did and perhaps they as good as any.-----------any other suggestions for a combo carrier or otherwise
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