A Follow Up on the Whale

Some of you guys might remember back in August I wrote a $50,000 policy on a 67 year old man with severe diabetes including amputation of a few toes etc. All around his health was quite bad. I replaced 3 of his existing policies which all were graded with a 2 year wait. HIs new payment was $635.00 per month.

A few guys were suggesting it would cancel or get replaced and it could end up a huge chargeback. Well, I got the letter on Saturday saying he sent in a surrender form. I called the company and they never got a replacement of any kind.

I called the client and it turns out an agent
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