67 Female, Tobacco, RA Controlled with Med., Good BMI

Met recently with above who has a GLOBE 10K Lvl Term til age 80 that she bought 8 yrs ago. Fixed income, paying $33/mo. I countered with SNL same ballpark premium for 4,700 DB. What else would you suggest for better value and approx premium/mo.? I do realize that I cannot price match an 8 yr. old sale.
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