Question about this product. Looks like underwriting is really easy. My concern is the death benefit is only guaranteed for 10 years. The rep I was speaking to said the odds of the death benefit being reduced is rare because based on the life expectancy would have to decrease on a segment and that hasn't happened. Is that correct and has anybody had any experience working with them. Down Below is what the brochure states:
Family Protection Plan Highlights
The Family Protection Plan offers a
guaranteed level premium to age 100** and a
lump-sum cash benefit if you die before age
100. The
Source of insurance-forums.net
Family Protection Plan Highlights
The Family Protection Plan offers a
guaranteed level premium to age 100** and a
lump-sum cash benefit if you die before age
100. The
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