Hi Guys,
I'm still new to the game and need a little guidance. Client is 57 female, 4'10" 180 lbs. Currently paying $84.39/month for 20 year term (policy is 3 years old). Taking Lisinopril for HBP otherwise in decent shape. She doesn't mind going through the trouble of full underwriting to get the better rates.
I would like to do some combination of GUL and Term to get her permanent coverage as well as shorter term payout in the event of early demise :)
Please let me know your thoughts.
Cheers,
Source of insurance-forums.net
I'm still new to the game and need a little guidance. Client is 57 female, 4'10" 180 lbs. Currently paying $84.39/month for 20 year term (policy is 3 years old). Taking Lisinopril for HBP otherwise in decent shape. She doesn't mind going through the trouble of full underwriting to get the better rates.
I would like to do some combination of GUL and Term to get her permanent coverage as well as shorter term payout in the event of early demise :)
Please let me know your thoughts.
Cheers,
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