Named Insured Vs. Rated Driver for Rental Car Accidents and Credit Card Coverage

I was driving a rental car and got into a small accident with a pole. I was planning on submitting a claim to my credit card company for their rental car protection. This requires a notarized statement that I have no other insurance. Talking with my parents about it I learned they kept me as a driver on one of their cars despite me being out of the house for a while (i'm a grad student so apparently they were able to do this?) Does this count as me "having insurance" despite the fact that I have no control over the policy? Could I file a claim myself if I am not "named insured" or would they h
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