How Does this Affect my Loss Ratio?

Client is currently with Safeco and was rear ended by someone. The other party is insured and admitted fault to my client and the adjuster. There was no witness, no police report. the car is a 2007 Honda pilot.

Client went to a Safeco authorized shop and got an estimate of ~$1k, he took the car to another shop and they wanted to replace the muffler that was dropped by the impact, replace one tail light and the rear bumper, all of which for about $2600.

I had the 2nd shop submit their estimate to Safeco, what is the likely response from Safeco?

If the other party's insurance pays the
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