Clients Being Told They'll Get Referral Fees for Enrolling Friends in O-care

One of my clients got this a few days ago:

HealthNetwork Health Insurance Referral And Affiliate Program

It was sent to her in a personalized e-mail encouraging her to refer friends to the site to enroll in Obamacare & that she'd be compensated in referral fees. How is this legal, while companies cut commissions to agents down to 0%? Are there no rules at all anymore?
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