Prospecting & Writing Business in NY Vs. NJ

Hey all - i'm new to this forum. i'm an RIA and financial blogger in New York, researching seminar systems to sell insurance and annuities - starting probably with IUL's. I'm considering the FMO - BCA (Broker's Choice of America). I need to decide whether to do these in New Jersey, or New York. I really want to prospect, market, & launch these seminars in New York. But all i hear is how much more "restrictive" and difficult it is to write business in NY (Reg60, Cap, Comm's - you name it). And,that I should really do this in NJ or CT (near me)

What's the bottom line with NY vs. NJ if i
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