MCS-90 Endorsement / Filings / Confused?

So I have a small pest control operation where I insure their 2 vehicles on a commercial auto policy. Questions..

1.) Is any hazardous cleanup always excluded for this class?

2.) Does the MCS-90 endorsement mean the carrier will then include hazardous cleanup in their limits?

3.) Or does the MCS-90 just mean the carrier will file w/ the state or federal government that this person carriers a certain liability limit
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