Why would anyone with common sense think that a life insurance policy that guarantees a payout would be less expensive than a stand-lone LTCi policy that may or may not pay a benefit.
Today I read this baloney:
"A client is interested in long-term care insurance and you come back with premium that almost sends the person into cardiac arrest. The price is shocking, way more than the prospect expected or can afford, and who, disappointed, writes it off and you write off the sale.
Not necessarily. Here’s where a linked benefit, a long-term care rider in this case, can get the coverage th
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Today I read this baloney:
"A client is interested in long-term care insurance and you come back with premium that almost sends the person into cardiac arrest. The price is shocking, way more than the prospect expected or can afford, and who, disappointed, writes it off and you write off the sale.
Not necessarily. Here’s where a linked benefit, a long-term care rider in this case, can get the coverage th
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