Life Sucks!! Car Might Be Totaled.

12/24/15 The wife's driving our 2013 VW CC on the expressway, another driver hit her, the driver and their insurance excepts responsibility.

12/28, the adjuster contact me saying the car looks totaled but he'll take another look 12/29 and call me.

Sucks because I just don't want to fight!!!

Question 1:
Is "replacement cost" defined as the average sales price of replacing the same car considering color, interior options, tech features? The reason I ask is there is a small sample of vehicles for sale with the options I had in our Black VW. Though the prices range by $4,000, the black
Source of insurance-forums.net

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