So someone had asked me this question and not sure of the answer. For the Guaranteed Issue life, those comes with an age limit. Is there any options for children who has terminal illness, like cancer? I was thinking of the child riders you can tack on the parents policy. I know it isn't much coverage, but don't think the riders comes with underwriting? Basically sell the parents the life insurance and get coverage for the children with the child riders. Any other options?
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