IUL Life Insurance Company in So California?

A few years ago I saw a good analysis using IUL for retirement and eventual tax free income in retirement. They used a life insurance company in So Cal, possibly San Diego. It was not Pac Life. They minimized the death benefit to make it more of a retirement vehicle. It seemed like it might be very good for someone who maxed out their IRA.

It seemed like a better alternative to a Fixed Indexed Annuity for the right person. The ability to pull money out down the road was pretty attractive. I realize IUL's have been and are being oversold in many cases.

Any ideas? Or is North America
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