IMO/FMO Contracting

I've been in the business almost 2 years and spent 8 months of that time with an NAA type company. I didn't know any better. I was writing mostly SI and FE. No fully underwritten because it was frowned upon and we in only got 50%. The payouts weren't much better on SI (70%) and FE (70%) ... I went with another IMO a few months ago and because I didn't ask the right questions I'm in as earned with my life carries, which I don't want to be. So in getting feedback on another thread and doing some of my own research, I'm asking for some input on the following companies.
Is like to contract with S
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