Double Check Me Here..

Member of AARP Hmo wants off desperately.

Too late to get approval from AARP Medigap for a safe transfer.

My thought:

Apply for AARP Medigap, apply for PDP, the PDP will start the process of terming her Mapd.

If she gets turned down for Medigap, do a three way with Medicare stopping the PDP enrollment and reactivating her MAPD. If done before 12/31, the new plan is not active, the old plan is not officially termed... seems I've done this before, but running 65-70 apts per week has my mind muddled.

Thanks for the input.

Other thought is wait until later in December, apply to
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