Condo Association with GRC

So this is the second time I came across an association that has guaranteed replacement cost. What carrier is writing GRC on an association where the buildings are over 20 years old?

I lost one last time where I was 13K less in price then their current carrier but didn't want to go with me because they had GRC and I couldn't offer it.

Don't want to lose this one for the same reason.
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