A IBM Retiree...Aetna MS and Xarelto?

I've got a couple of questions I need help on ....
Is Xarelto 20MG for blood clot prevention a knock out with Aetna Health and Life Med Sup no other RX and no other health issues, very good BMI ?

Has anyone run across IBM Retiree saying they have to change plans? GI?

The strange part of this is, when I asked for his "term letter," and for him to call HR Dept. to see if he can Change and enroll with any broker, he told me they said he had to keep "Their PDP." The "proof of prior coverage/ dis-enrollment letter" states ..." This is to verify that the above member was covered und
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