The O'care Money Problem for Agents

Had a lady yesterday that has been a client for years. I was getting a 5% renewal on her gf plan for life. The premium is $650/mo., but her plan is cancelling 12/31. We wrote her a new plan with a $800 premium and a whopping 5% fyc..this was after much crying, praying and lengthy discussion. My net gain is 5% of $150 or $90 if she keeps the plan for 12 months, but here's the fun part..she only needs it for six months til Medicare.

So my entire life was thrown into a chaotic state for $45. She may not even use me for Medicare after this, who knows what people think? "if the agent wasn't s
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