Wrote an SLAC application this afternoon to replace an AARP term policy that the lady had sitting on her table but hadn't paid the first premium yet. I'm assuming that it would be a replacement even though no premium has been paid. Anyway, she answered no to all the questions on her phone interview and got approved. I believe she also said "no" to the have you applied for other insurance in the past 2 years question as well because she was confused. Anyway, my question is, do I turn in the application with that question answered "yes" now along with the replacement forms, or do I change it
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