Reality & Part B Excess Charges in Supps

Pre-internet in the late 1980s, seniors furor over balance billing led to Congressional hearings, legislation, and... BB seemed to stop.

When choosing plan F vs. N, have noticed that some agents are striking fear into N buyers saying they WILL be open to present-day balance billing by specialists, surgeons, etc. True or atmospheric gas?

Ladies and Gents... what is the truth about balance billing perils TODAY for the Medicare supplement buyer ?

Does the 4-15-2015 "doc fix" have any long term effects? Better or worse?

Thanking you in advance for your wisdom.
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