Looking to Buy Agency- INPUT WANTED!

Hello all!
I am looking to buy a book of business and would love input from both people who have done it right, and people who made mistakes that I can learn from.

My background is working for both captive and independent agencies for 13 years.

I would prefer to ultimately have an independent agency, and honestly Erie holds a special place in my heart. lol

That being said- I have extremely limited capital (read as $0) and know that may limit me to taking baby steps with a captive agency and making the transition later. (I am currently an approved buyer for Allstate)

I am o
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